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Real Estate Tips

About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia

Q	Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
A	The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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Alicia and Chris Demarest, REALTOR®, real estate agent and broker for Springdale, Rogers and Bentonville, Arkansas home listings, property and land for sale - NUMBER1EXPERT

Alicia and Chris Demarest
Lindsey & Associates
1200 E. Joyce
Fayetteville
AR, 72703
Alicia: 479-236-0396
Chris: 479-236-0395
Fax: 479-527-8719
Text: 479-236-0395
Email: Chris@ChrisDemarest.com
Email: Alicia@AliciaDemarest.com
Chris & Alicia Demarest are top licensed Realtors in Northwest Arkansas. Their years of experience in customer service and construction have helped them develop a UNIQUE system for Real Estate service. If you are ready for a different approach to your Real Estate Needs contact them today.