Springdale, Rogers and Bentonville real estate and homes for sale in Arkansas - Chris and Alicia Demarest, REALTORS® Chris and Alicia Demarest REALTORS(r) for Springdale, Rogers and Bentonville, Arkansas real estate - NUMBER1EXPERTS™ Chris and Alicia Demarest NUMBER1EXPERTS(tm) for Springdale, Rogers and Bentonville, Arkansas real estate

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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
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What has been described as the world's most beautiful building?

A 
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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Chris and Alicia Demarest, REALTORŪ, real estate agents and broker for Springdale, Rogers and Bentonville Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris and Alicia Demarest
The Griffin Company Realtors

5100 S. Thompson
Springdale, AR 72764
Alicia: 479-236-0396
Chris: 479-236-0395
Office: 479-927-4416
Fax: 479-927-4494
Chris - Email: Chris@ChrisDemarest.com
Alicia - Email: Alicia@AliciaDemarest.com

Chris & Alicia Demarest are top licensed Realtors in Northwest Arkansas. Their years of experience in customer service and construction have helped them develop a UNIQUE system for Real Estate service. If you are ready for a different approach to your Real Estate Needs contact them today.

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The Griffin Company Realtors real estate and homes for sale in Springdale, Rogers and Bentonville Arkansas

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